Do you want to learn more about affordable housing?
Register for a FAQ session and a mandatory Orientation under the Events Calendar Tab.
We have also posted several videos that will help you learn more about affordable housing, the application process, how and where to begin.
We have also posted several videos that will help you learn more about affordable housing, the application process, how and where to begin.
What does HouseKeys do?
HouseKeys is a Program Administration company that works alongside cities and builders to administer affordable housing programs. There are a lot of moving parts, including helping the Developer with their legal agreements, getting the application documents set up and processed, connecting you to loan officers who are registered with the program and who agree to follow the rules, and helping to guide you through the Opportunity Drawing, purchasing the home, and understanding the program rules. The City and developers make homes available to households who fit several income categories for your County, as determined by the State of California. See the 2020 California Income Chart and find your county to see where your household fits.
How do I apply?
HouseKeys has an Application Management System at myhousekeys.com that is created to help facilitate your application process. You first register your household profile by answering a short group of questions, validate your email address, and then complete a wizard that asks questions about your household size, income, demographics, and program preference information. Once that is complete, you will enter the Program Center where you’ll see a list of housing programs. Select City (that you are interested in) Affordable Homeownership Program. You will click “Request Application I.D.”, answer any pre-screening questions, and then you’ll be assigned an Application I.D. With that Application I.D. you’ll be able to enter Drawings that are posted for any available home ownership opportunities. As soon as you receive your number, you’ll see any Drawings or Opportunities for the City’s Program you are interested in.
How are buyers selected?
Once you enter the Drawing noted above, your application will be ranked based on a randomized lottery process. If the Application Deadline has passed, and none of the lottery entrants meet the program requirements, late applicants may still have an opportunity through either a 2nd drawing or through a first-file-first-serve process. When your file is requested, you will be asked to deliver it to our receiving center, so that we can begin to process your full file. Only those who receive a file request after a Drawing, will have to submit a full file. It’s during this underwriting and eligibility certification process, where you’ll be cleared for contract, and be a buyer in line to purchase the home.
